Pain: How to Attract Success

“Pain don’t hurt” or so says Dalton in the movie Road House. I loved that movie and I love that quote. The truth is pain does hurt, but the temporary and manageable hurt creates success!

I had the most amazing experience last year at the Denver and Minnesota Success Summits. For those of you that I was lucky enough to present to, you know that over time I have focused my energy on teaching skills, techniques, and strategies to help you get rich in real estate. I gave my first presentation to a live audience in 2006, and have since taught thousands of investors how to make money. I have written countless articles, reports, and a book. I love getting notes in the mail, emails, or people approaching me telling me how I helped change their life. Someone told me that my book helped them make an additional $50,000 this past year alone. You can probably tell that I have a passion and am driven to help people reach their goals, and now I understand that I was missing a very important piece to this mission. Most people need more than skills, techniques and strategies. Many can acquire all the information they need to make a fortune and still be broke. What most people need is the understanding of what it actually takes to be successful.

At this year’s Success Summits, I tried something new. I tried to breakdown the fear that prevents us from taking action and tried to give techniques on how to move forward past the fear. I had a lot of fun with the presentation, but it also pulled a lot of emotion out of me and the audience. Multiple people told me I touched them, and it was the exact presentation they needed to hear as the try to jump start their investing. I think one of the reasons I had several people approach me in tears is because they know they have not been taking action, to avoid pain, and all that has created in their life is more pain. That is a hard thing for someone to realize. My guess is people left that presentation being hard on themselves. That is not the point. The point is, now they understand what was holding them back so that they can implement strategies to propel themselves forward. The past is the past, and serves only as an educator for the greatness that is about to come.

If you attended the presentation, you learned that our decisions are based on one of two driving forces. Pursuit of pleasure or the avoidance of pain. We talked about pain being a stronger force, and can easily dominate our decision making. The thought of experiencing pain, even if it is not physical, is scary; which is where the fear that stops us stems.

What is important to understand is that pain supports us. Success is developed by experiencing pain. If you look back through time, you will see that all successful people had to endure pain before the triumph, and that all people experiences what could be considered large amounts of pain. No one is immune to this fact. What makes successful people successful is they can embrace it and learn from it. I also believe that once you start to embrace psychological pain, and are able to reflect on it, you will have no choice but to grow and become more and more successful. Things that scare most of us, like being embarrassed, or being rejected, are things that make us stronger, smarter, and better equipped to succeed.

As we move through the year I will write more articles on the subject of busting through fear in hopes that more of you will start to implement the real estate skills, techniques and strategies that we teach. For now, I want you to understand the reason you make the decisions you make. I want you to understand that the fear is based on your attempt to avoid pain, so you can peel back the fear and focus on what the actual results of your decision. Obviously, you can mess up and create pain through failure, disappointment, and rejection, but none of that is that bad. In fact, it is necessary. Focusing on the pleasure you will get from doing the things you are afraid of will help move you forward. And you never know, if you try something… it just might work.

Everything All Landlords Must Know to Convert Buy-To-Let Properties Into A Cash Cow

The buy2let Shop reviews investment in residential properties as one of the best sources of regular income. Many people prefer investing in UK’s buy-to-let property market instead of risking their money by investing in share market.

This move generally pays-off for buyers as they get some amount of money/income on monthly basis. But the amount of money you get is limited and very small. Therefore, the chances are that you may not like this fact. In such a situation, you would like to find a new way of turning your buy-to-let property for sale in London into a money-making machine.

In addition to this, being a buyer, you will also need to know about the following points in detail:
• The best practices for landlords/investors to use their income to beat new buy-to-let rules
• How landlords can avoid implications of “Hidden Mansion Tax” likely to affect the buy-to-let investors.
• The process of converting buy-to-let properties for sale into a holiday stay for tourists for a short-term.
• The possible consequences of the “Hidden Mansion Tax” and converting buy-to-let property into a holiday let for short-term.

Honestly, it will not be easy to talk about all of these four points in just one article. This is why we have decided to launch a series of articles to help you turn your buy-to-let residential property into a cash cow.

Let’s begin with the discussion on the first point below:

The Best Practices for Landlords/investors to Use Their Income to Beat New Buy-to-let Rules?

Now, The Bank of England has introduced strict rules on buy-to-let borrowing. Property investment agents in London are of the view that these rules are to help landlords owning multiple properties. These new rules on the buy-to-let borrowing will help such landlords make use of their salary, investment income, and income in the form of pension for taking out a mortgage for buying investment properties in London.

The whole credit goes to the Bank of England’s PRA (Prudential Regulation Authority). Landlords owning at least four or more buy-to-let properties will now have to abide by these new rules. This process initiated by the bank of England is known as Affordability Testing.
• Property investment agents in London strongly advise landlords. Lenders or lending institutions to see the way this Affordability Testing actually works.
• Private lenders and lending institutions will now have to take a closer look at the affordability level of investors applying for mortgage. Additionally, it will also be mandatory for them to assess interest cover ratios in full detail.
• Some banks have initiated the use of a system called “top Slicing”. It is a good news for landlords who are ready for buying high value investment properties in London, offering low yield. It is a good way for investors to use EPI (External Personal Income) for making up for any shortfall.

Now here arise some very important questions:
• Are top slicing deals available everywhere in England/UK?
• Which Lenders are making use of Top Slicing while carrying out their affordability calculations?
• How private lenders or other lending institutes reacted to the changes introduced in PRA?
• What will be the buy-to-let criteria for landlords?
• Is the choice for landlords going to reduce?
• Which are the lenders not accepting applications from portfolio lenders?

Our next article in this series will be focused on answering all these important questions. In case you do not want to wait till the next article for seeking answers to these questions, give us a phone call right now! Our experienced property investment agents in London have accurate answers to all of these questions to perfection.

Tips on Choosing an Ideal Cabin

When you are choosing an ideal cabin, then it can be a bit intimidating, especially when you have no idea where to start. There are some aspects that are worth consideration and they include:

The appearance:

You should always start with something that is appealing to you. Since this is something that you will always have to live with, it is important to be proud of it. Choosing the ideal factory means that you will have a wide range to select from. Essentially, you will have so many options that can be included and the company can integrate some of your suggestions.

Flooring:

Natural timber is always an ideal material for the floor. The thickness of the floor is also as important. Choosing a thinner flooring means that you will feel like you are bouncing around. This is one of the reasons as to why you should consider flooring that is 28 mm in thickness.

Glazing, doors, and windows:

If the intention is to have a garden room or a home office, then you should go for double-glazing. There are some instances when single glazing can still be perfect. The doors and the windows also need to be perfect. It is important to make sure that these are able to serve the purpose for which they are meant and with great ease.

Insulation:

It is possible to insulate just the under the floor. Some can also be insulated within the roof. If you are planning to use it as a permanent accommodation, or even as an office, then an insulated cabin is the best option for you. There are some that include an outer wall and an inner one. This thickness provides great rigidity and little distortion. The cavity or gap that is within offers insulation. You can make your own specifications if you choose to go bespoke.

Size:

The size always matters. It is very important to have a size that meets all your needs and fits your space.

Wall thickness:

There are different thicknesses that you can think of. Choose the thickest that you can afford. When you choose a thicker option, it will be more robust and will be better when it comes to insulation. It will also last long. Choose a provider who has a wide choice of thickness options.

The roof finish:

It is important to choose a roof that will last long and look great at the same time. Do not go for the DIY ones. You should appreciate the fact that roofing is a material that is specialized. You should always go for quality. You will always have a great product when it conforms to the set standards. There are manufacturers that offer long term guarantees and these are the best to go for.

Treatment:

Since wood is natural, it looks amazing. It is also important to care for it as much as you can. It is important to have the wood treated with the best stain. A preserver is also a good idea. This is one of the ways in which you can guarantee that it will last a long time.

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